You’ve probably been exposed to one or more loyalty rewards programs online at some point. You join up, make everyday purchases through the program, and receive some type of reward. Some programs offer prizes, others cash.

I’m not usually impressed by these kinds of things. It seems like a lot of work for little reward. But the utango rewards program looks like it might be worth a try. Unfortunately I can’t join right now (they’re only offering it to singles or couples who have been married three years or less), but according to their FAQs I will get the opportunity eventually.

The utango rewards program is a cash rewards program, which is of course the best kind. But it offers more than any other rewards program. Members can earn up to $200 per year, plus they receive anniversary rewards and bonuses for referring friends and family. Best of all, you can earn up to a $1 million lifetime cash reward. How’s that for a retirement fund? Oh, and did I mention that it’s free?

I will absolutely, without a doubt be keeping my eye on this program. It seems easy enough to use, and it would be well worth my time for that million bucks.