Ramblings of a writing mom

Catching Up on the Bills

Posted on 1st April 2010 by Kristy in finance,home life

I’m really looking forward to next Friday. That’s when we’re supposed to get our tax refund. We’re getting more back than we did last year, which is great. It’s not the largest refund we’ve ever gotten, but it will allow us to catch up on the bills and breathe a little easier until we figure out how we’re going to make it without Hubby working.

Our cellular phones have been cut off for about a month now, and it hasn’t been fun. I like knowing that I’ve got a way to get in touch with someone if I’m out and have car trouble or something. And the cell phones were also our only way of calling long distance, because we don’t have a long distance plan on the home phone. But I’m not sure if we’ll get them turned back on or not. We need to keep expenses to a bare minimum right now, and cell phones aren’t an absolute necessity. I would just have the house phone turned off and keep the cell phones, but that would be more expensive. Besides, I have my Internet service through the phone company, and I think they charge some sort of extra fee for customers that have Internet but not phone service through them.

But anyway, it’s going to feel good getting caught up on some things. We’ll also use some of the money to buy things we need, like some clothes for Pumpkin and a new pair of shoes to replace Hubby’s old, holey, worn-out ones. But for the most part, I’m going to horde it like crazy. The future is pretty uncertain right now, and we can’t afford to go on a spending spree.

They Want How Much Money?

Posted on 1st April 2010 by Kristy in finance

I have seriously got to get some auto insurance quotes. Our current insurance company sent us a bill last month for over $400.00, and our usual price per month is around $130! WTH???

I keep meaning to call my agent, but there has been so much going on that I just haven’t gotten around to it. Hubby has had to make regular trips to the chiropractor, I’ve had tons of forms to fill out for this, that and the other, taxes to do, and so much more. It’s enough to give any sane person an aneurysm, and nobody has ever accused me of being sane.

But I’ve got to get this taken care of, because we can’t afford to be without insurance. That would be very, very bad. Calling my agent is definitely going on my to-do list for tomorrow… as soon as I get around to making it.

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