We had several people come and look at our mobile home over the weekend. Three different people sounded really interested, and two of them have made offers. But they’re both lower than what we need to get out of it.

We priced it slightly above what we expected to get, but they are going even lower than that. I think it’s well worth what we’re asking for it, and a steal at what we’re willing to take. But I can understand people wanting to get the best deal possible. I’ve been there and done that.

At least we know that if worse comes to worst, we have it sold. I just hope we can get enough out of it to either make a down payment on something (if we can find something in our meager price range) or pay rent for a while until things get better. I really don’t want to rent again, but we’ve gotta do what we’ve gotta do.

Those of us who have credit that is less than perfect have a hard time getting credit cards, home loans, and other types of credit. Sure, we get offers for credit cards in the mail all the time. But who wants to pay outrageous fees every month for a secured credit card that may or may not help improve their credit?

Fortunately, there is help. There’s a website called Bad Credit Offers that lets you compare offers for people with bad credit side by side. Whether you’re looking for a credit card with reasonable rates to help rebuild your credit or an auto loan so you can get a much-needed car, they can help.

I’ve been browsing laptops for a week or so now. Hubby has offered to buy me one, and I’m not going to turn him down. I can definitely use a new computer, and a laptop would be awesome.

I would like to know that I’m getting the best possible product for my (well, Hubby’s) money, though. So I’ve done some shopping around, and I’m not done yet. CouponChief has tons of online coupons, so they were one of the first sites to cross my mind.

And guess what? They’ve got some really awesome HP coupons. There is one that was added today for $200 off on a customized notebook. Consider it bookmarked.

You’ve probably been exposed to one or more loyalty rewards programs online at some point. You join up, make everyday purchases through the program, and receive some type of reward. Some programs offer prizes, others cash.

I’m not usually impressed by these kinds of things. It seems like a lot of work for little reward. But the utango rewards program looks like it might be worth a try. Unfortunately I can’t join right now (they’re only offering it to singles or couples who have been married three years or less), but according to their FAQs I will get the opportunity eventually.

The utango rewards program is a cash rewards program, which is of course the best kind. But it offers more than any other rewards program. Members can earn up to $200 per year, plus they receive anniversary rewards and bonuses for referring friends and family. Best of all, you can earn up to a $1 million lifetime cash reward. How’s that for a retirement fund? Oh, and did I mention that it’s free?

I will absolutely, without a doubt be keeping my eye on this program. It seems easy enough to use, and it would be well worth my time for that million bucks.

There is a single-wide trailer about a mile from where we live. It is used as a vacation home, and it’s on riverfront property. A couple of days ago I saw a for sale sign in the yard. I knew it would be way out of our price range, but I decided to look into it just for kicks. I wouldn’t mind having the piece of land it’s on, and thought maybe I would be pleasantly surprised.

Boy, was I wrong. For 3/10 of an acre, with a very old single-wide, they are asking almost $100,000. Holy cow!!!! I know it’s riverfront, but come on! A person could buy a respectable house with an acre or more for not much more than that. I don’t doubt that it will sell- this little mountain county is crawling with people from Florida in the summer, and many of them would give their right arm for a getaway by the river. But it seems that the real estate market around here is geared more toward people from more affluent areas, leaving us locals who can’t get a decent job around here out in the cold.

If you are without insurance but need prescription medication, you know how expensive it can get. Health insurance can be expensive, especially if you have preexisting conditions. So how can you save money on the medicines you need?

You could get a free prescription drug card that will give you discounts on your meds. You can get one at YourRxCard.com that will save you up to 75% off of all FDA approved prescription drugs.

Anyone can get the discount card, so if you or someone you love needs help paying for their prescriptions you have nothing to lose by signing up. You can print a card straight from the website, so there’s no waiting for it to arrive in the mail. You can start using it immediately.

It’s hard being without health insurance. That’s one of the biggest things I miss about the job I quit to try working from home. When one of us has to go to the doctor, it’s at least fifty bucks a pop, if not more. And that’s just for the office visit. Medicine can run anywhere from a few dollars (if we’re lucky) to over a hundred.

I haven’t looked into individual coverage, because I’ve quite frankly been afraid of what the price would be. But at USA-HealthInsurance.com it’s easy to get health insurance quotes from many top providers. You can browse the rates yourself, or you can call them and get expert advice from an agent.

I may just get some health insurance quotes and see what they come up with. It’s free, it never hurts to be informed, and who knows? Maybe I’ll find something we can afford after all.

Hubby finally got his truck traded in. The one he ended up with was not his first choice, but it is the same make and model and a year newer than the one he originally wanted. He seems happy with it, but is worried about being able to make the payments.

I don’t think it will be a problem. But I’m going to try to bring in as much extra money as possible just to be sure. And I guess I’ll at least try to find a better paying job. I looked at the local job service website, and the pickings are pretty slim right now. But maybe something good will come up.

Hubby won an American Silver Eagle coin out of a quarter machine several months ago. I thought it was pretty, but wasn’t sure how valuable it was. As it turns out, it’s worth about $15 right now. Not bad.

I was reading some information from Monex, a leading coin dealer, about the value of silver. It said that the value of the US dollar has gone down over the years compared to silver and gold. That means that anyone would do well to invest in silver, particularly coins such as the American Silver Eagle.

Monex has been in the precious metals business since 1967. They are one of the oldest and largest such firms in the United States. You can find a wealth of information about investing in gold, silver, and platinum on their website.

Even if you’ve never experienced it firsthand, you probably know someone who has racked up a mountain of credit card debt. I’ve been there myself, and know plenty of others who have as well. I have come to the conclusion that it’s probably best for me to just stay away from the plastic completely.

When I first got credit cards, I was quite responsible with them. I almost always paid the balance in full every month, and I never just made the minimum payment. But then I started charging more than I could pay off each month, and then I ended up losing my job and having to take one that paid much less. I was in debt way over my head, and once I maxed all of those cards out I finally decided that it would be in my best interest to stay away from credit cards altogether.

If I could find 0% credit cards that stayed at no interest rather than charging interest after the introductory period, I might change my mind. But if the credit card companies did that they wouldn’t be making any money. Many do offer 0% balance transfers that you can use if you have a balance on another card, so that’s something you could look at if your current card is charging you a lot of interest. At any rate, I think I’m content to stay plastic-free for now.